AI Investment Proposal & IPS Agent

Building a prospect proposal used to mean hours of statement entry, analysis, and formatting. A Proposal and IPS Agent scans the statement, analyzes the portfolio, and drafts a branded proposal and investment policy statement in minutes. It drafts; the adviser finalizes and presents.

Tecla builds it inside your environment and runs it, wired into the portfolio, CRM, and compliance tools your proposals flow into.

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The shift underway

The proposal is where a firm wins or loses a prospect, and most of the work behind it is manual data entry. AI is collapsing that from hours to minutes, which is changing how firms compete for new clients.

80%

of proposal time spent on manual intake, data entry, and formatting before automation.

Source: Investipal

~10min

to produce a branded, compliant proposal with automation, down from hours by hand.

Source: Investipal

99%

extraction accuracy reported for structured statement data in modern proposal tools.

Source: Investipal

How it works

Inside the agent

A proposal is a sequence: read the statement, analyze the portfolio, build the recommendation, generate the documents. Most of it is data work an adviser should not be doing by hand, so the agent runs it and holds the recommendation for review.

01

Statement Scan

Reads a prospect's brokerage statements and extracts the holdings, cost basis, and positions, so no one re-keys a portfolio by hand to start a proposal.

Reads the statement
02

Portfolio Analysis

Compares the current portfolio to the proposed one on risk, fees, allocation, and expected tax impact, giving the adviser the contrast a prospect needs to see.

Runs the comparison
03

Recommendation Draft

Drafts the proposed allocation and the rationale from the analysis, ready for the adviser to adjust, since the recommendation is theirs to own.

Drafts the proposal
04

IPS & Disclosures

Generates the investment policy statement and the Reg BI and best-interest documentation from the same data, so the compliance paperwork is consistent with the proposal.

Builds the documents
05

Deliver & Handoff

Assembles the branded proposal, and on send, carries the prospect data into onboarding so nothing is rebuilt if they say yes.

Delivers and hands off

Human in the loop

The agent runs the data work, but it holds at the gate that matters: the adviser reviews and owns the recommendation before any proposal reaches a prospect. The agent drafts from the numbers; the advice a prospect acts on is the adviser's.

Scoped to you

This is a typical proposal and IPS build. The exact steps are scoped to how your firm runs: which statement formats you see, your models and IPS templates, and how proposals hand off into onboarding.

See what this would look like built around your portfolio operation.
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Related agents

How it reaches production

Built, run, and owned, one phase at a time

A proposal tool that scans a clean statement can still stumble on a real one with odd formats and held-away accounts. A scoped brief, a named team, and someone accountable at each stage are what make this one dependable on real prospects.

Sprint

Scope, fixed price

We map the statement formats you receive, your models and IPS templates, and where a person reviews, then return a plan and a price before you commit.

AI Solutions Lead
Build

Built into your environment

Senior engineers assemble the agent inside your environment, wired into your portfolio analytics, CRM, and the compliance templates your proposals and IPS documents use.

AI Systems Lead
Run

Monitored and improved

The agent adapts as your models and disclosure rules change, and we report against the metrics set at scope: proposals produced, time to first proposal, win rate on proposed business.

Systems Lead + Engineers
Own

Yours, improving

The system is yours to keep, and it stays current as your models and disclosure requirements change rather than drifting from what compliance approved.

Your team

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit.

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How it holds up

Reliable enough to put in front of a prospect

A proposal with a wrong number or an off-model recommendation loses a prospect and can create a compliance problem. What makes it safe is the structure around it: the agent drafts from verified data, a person owns the recommendation, and it holds for review before a prospect sees it.

Reviewed by trajectory

The proposal traces to the statement

Every holding and figure traces back to the scanned statement, so an adviser can verify the analysis before it reaches a prospect. The agent extracts; it does not invent positions.

Human in the loop

The recommendation is the adviser's

The agent drafts a proposed allocation from the analysis, but the adviser reviews and owns the recommendation before it reaches a prospect. The advice stays human.

Tuned over time

It keeps the paperwork consistent

The IPS and disclosures are generated from the same data as the proposal, so the compliance paperwork always matches the recommendation.

Start the build

Win more of the proposals you build

A scoping call maps your onboarding chain and returns what the agent would handle end to end, what escalates to your team, and the fixed-price Sprint to build it.

Talk to us

Fixed-price AI Systems Sprint. No commitment until scope is confirmed.

What advisers ask about proposals

What is an AI investment proposal and IPS agent?

It builds a prospect proposal end to end: it scans the brokerage statement, analyzes current versus proposed portfolios, drafts the recommendation, and generates a branded proposal and investment policy statement with disclosures. Tecla builds and operates it inside your environment, so a proposal takes minutes instead of hours, with the adviser owning the recommendation.

How is it different from proposal software like Investipal or StratiFi?

Those give your team a proposal tool to work in; the agent runs the workflow around it, scanning statements, comparing portfolios, drafting the recommendation, and generating the IPS, rather than leaving those steps to a person. Tecla connects proposal generation to the CRM and onboarding you already run.

Does the agent decide the recommendation?

No. It drafts a proposed allocation from the analysis, but the adviser reviews and owns the recommendation before it reaches a prospect. The judgment on what to advise stays with a person; the agent does the statement reading and comparison behind it.

How accurate is the statement scanning?

Modern extraction reads structured statement data at high accuracy, and every holding in the proposal traces back to the scanned statement so an adviser can verify it. The agent extracts and compares; it does not invent positions, which is what keeps a proposal defensible.

Does it generate the IPS and compliance documents too?

Yes. It generates the investment policy statement and the Reg BI and best-interest documentation from the same data as the proposal, so the compliance paperwork is always consistent with the recommendation. That consistency is hard to maintain when the documents are built separately by hand.

What does Tecla's proposal and IPS build cover?

Tecla scopes the build to your firm: which statement formats you receive, your models and IPS templates, your disclosures, and how proposals hand off into onboarding. It runs inside your environment and Tecla operates it, keeping it aligned to what compliance approved.

How is prospect data kept secure?

The agent runs in your environment, integrated with your systems, under your own access rules. Prospect and client data stays within the boundaries your firm already answers to, and you own and control the system Tecla operates.

How long does a build take?

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit. The Sprint maps your statement formats, models, and IPS templates, so the agent that follows fits how your firm actually builds proposals.

What happens when a prospect says yes?

On send, the agent carries the prospect data into onboarding, so nothing is rebuilt when they accept. The proposal, the IPS, and the account setup share the same data, which is the connected workflow generic tools leave broken.

How do we get started?

A scoping call maps your proposal workflow and returns what the agent would draft, how success is measured, and the fixed-price Sprint cost. Book a scoping call with Tecla to start.

Have any questions?
Schedule a call to discuss in more detail.
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