AI Estate Planning Agent

An Estate Planning Agent reads a client's wills, trusts, and beneficiary documents, summarizes what matters, and surfaces the planning gaps an adviser should raise, turning hours of document review into minutes. It reads and flags; the adviser advises.

Tecla builds it inside your environment and runs it, wired into the planning, document, and CRM tools your advisers already use.

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The shift underway

Estate planning is the most complex, document-heavy work an adviser does, and the one most often left undone. AI is changing that by reading the documents in minutes, and advisers are adopting it fast.

~50%

of advisers are projected to use technology to support estate planning by 2026.

Source: Kitces Research

hours→min

estate document review compressed from hours of manual reading to minutes with AI.

Source: industry reporting

$84T

expected to change hands in the coming wealth transfer, raising demand for estate work.

Source: Cerulli Associates

How it works

How the agent works

Estate work starts with reading dense legal documents most clients have not looked at in years, slow, exacting work that is easy to postpone. The agent does that reading for each client and surfaces what matters, so the adviser starts from a summary, not a stack of PDFs.

01

Document Read

Reads the wills, trusts, powers of attorney, and beneficiary designations a client already has, and summarizes the key terms in plain language.

Reads the documents
02

Structure Map

Lays out how assets flow across entities and beneficiaries, and estimates the estate tax exposure, so the adviser sees the whole picture at a glance.

Maps the estate
03

Gap Finder

Flags what tends to go wrong: outdated beneficiaries, a trustee who has died, a missing power of attorney, or an unused gifting opportunity.

Finds the gaps
04

Scenario Modeler

Models the impact of strategies the adviser is weighing, a trust, a gifting plan, a Roth conversion, on what passes to heirs and what goes to tax.

Models the options
05

Review Pack

Assembles a client-ready summary and a visual of the plan, sourced to the documents, ready for the adviser to refine and present.

Builds the review

Human in the loop

Every summary and flag traces back to the document it came from, so an adviser can verify each point. The agent reads and surfaces; the planning advice, and any legal work, stays with the adviser and the attorney, not the model.

Scoped to you

This is a typical estate planning build. The exact parts are scoped to how your firm runs: which documents you review, how deep the tax and structure modeling goes, and how the summary reaches the client and their attorney.

See what this would look like built around your portfolio operation.
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Related agents

How it reaches production

Built, run, and owned, one phase at a time

An estate tool that reads a clean sample well can still misread a messy, decades-old trust. A scoped brief, a named team, and someone accountable at each stage are what make this one dependable on real documents.

Sprint

Scope, fixed price

We map the documents you review, how deep the structure and tax modeling goes, and how the summary is delivered, then return a plan and a price before you commit.

AI Solutions Lead
Build

Built into your environment

Senior engineers assemble the agent inside your environment, wired into the document, planning, and CRM tools your advisers already work in.

AI Systems Lead
Run

Monitored and improved

The agent adapts as estate rules and document types change, and we report against the metrics set at scope: documents reviewed, gaps surfaced, estate reviews delivered.

Systems Lead + Engineers
Own

Yours, improving

The system is yours to keep, and it stays current as estate and tax rules change rather than reading this year's documents against last year's law.

Your team

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit.

‍ Book a scoping call
How it holds up

Trustworthy enough to raise with a client

A summary that misreads a trust term does real harm, because the whole plan builds on it. What makes this one dependable is that every point is sourced to the document, checkable, and stops short of the legal and planning judgment that belongs to a person.

Reviewed by trajectory

Every point cites the document

Each summary and flag links back to the exact document and clause, so an adviser can verify a reading before raising it with a client or attorney.

Human in the loop

It reads, the adviser advises

The agent reads documents and surfaces gaps, but the planning strategy and legal work stay with the adviser and the client's attorney. It informs; it does not replace the professional.

Tuned over time

It keeps up with estate law

As estate and gift tax rules change, the agent is kept current, so reviews reflect the law in force now, not when a document was drafted.

Start the build

Turn document review into a client conversation

A scoping call maps your meeting workflow and returns what the agent would handle, how success gets measured, and the fixed-price Sprint to build it.

Talk to us

Fixed-price AI Systems Sprint. No commitment until scope is confirmed.

What advisers ask about estate planning

What is an AI estate planning agent?

It reads a client's wills, trusts, powers of attorney, and beneficiary documents, summarizes the key terms, maps how assets flow, and flags planning gaps for the adviser. Tecla builds and operates it inside your environment, so estate document review takes minutes instead of hours, with the adviser owning the advice.

How is it different from estate software like Vanilla or FP Alpha?

Those give your team an estate planning platform to work in; the agent does the reading and analysis that feeds it. It ingests the documents, summarizes them, and surfaces the gaps, rather than leaving that review to a person. It connects document analysis into the planning workflow you already run.

Does the agent give legal or estate advice?

No. It reads documents and surfaces gaps, but the planning strategy and any legal work stay with the adviser and the client's attorney. The agent informs the conversation; it does not replace the professional or produce legal advice.

How accurate is the document reading?

Every summary and flag is sourced to the exact document and clause it came from, so an adviser can verify each reading before raising it with a client. Accuracy matters more than speed here, because a misread trust term would carry into the whole plan, which is why the agent cites rather than asserts.

What does Tecla's estate planning build cover?

Tecla scopes the build to your firm: which documents you review, how deep the tax and structure modeling goes, and how the summary reaches the client and their attorney. It runs inside your environment and Tecla operates it, keeping it current as rules change.

What documents can it read?

Wills, revocable and irrevocable trusts, powers of attorney, healthcare directives, and beneficiary designations, summarizing key terms and flagging outdated beneficiaries, deceased trustees, and missing documents. The build maps the document types your clients actually bring.

How is sensitive client data kept secure?

The agent runs in your environment, integrated with your systems, under your own access rules. Estate documents and client data stay within the boundaries your firm already answers to, and you own and control the system Tecla operates.

How long does a build take?

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit. The Sprint maps your document types, modeling depth, and delivery, so the agent that follows fits how your firm actually runs estate reviews.

We work with estate attorneys already. Where does the agent fit?

It does the document review and gap-spotting that makes those attorney conversations sharper and better prepared, so advisers and attorneys spend their time on strategy, not first-pass reading. Tecla builds and operates it alongside your existing relationships.

How do we get started?

A scoping call maps your estate review workflow and returns what the agent would read and surface, how success is measured, and the fixed-price Sprint cost. Book a scoping call with Tecla to start.

Have any questions?
Schedule a call to discuss in more detail.
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