AI Account Aggregation Agent

An Account Aggregation Agent pulls each client's full financial picture into one place, custodial and held-away accounts alike, then keeps the data clean and current as feeds break and balances change. It gathers and maintains the data; the adviser works from a complete view.

Tecla builds and operates it in your environment, feeding your CRM, planning, and reporting tools, under the controls your firm already answers to.

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The shift underway

Building a financial plan is one of the most time-consuming things an adviser does, and AI is compressing the build without touching the advice. The numbers show how far and how fast that is happening.

74%

of advisers have adopted account aggregation, among the highest of any advisor technology.

Source: Kitces Research

#1

factor advisers weigh when selecting technology is data aggregation capability.

Source: Cerulli Associates

30–60%

of a client's net worth often sits in outside accounts a firm cannot see without aggregation.

Source: RIA operations research, 2026

How it works

What runs inside

Aggregated data decays the moment a feed breaks or a balance goes stale, and keeping it clean is quiet, constant work. The agent does that maintenance continuously, so the data flowing into planning and reporting can actually be trusted.

01

Connect

Establishes and holds connections to each client's institutions, custodial feeds and held-away accounts alike, through direct data connections wherever they exist.

Reaches the accounts
02

Normalize

Turns inconsistent data from thousands of institutions into one clean, consistent format, so downstream systems receive numbers they can rely on.

Cleans the data
03

Feed Watch

Watches every connection for the breaks, stale balances, and format changes that silently corrupt an aggregated view, and catches them before they reach a client report.

Catches the breaks
04

Reconnect

Attempts to restore broken feeds automatically and, when a client re-authentication is needed, prepares the request for the adviser to send.

Restores the flow
05

Distribute

Pushes the clean, current data into the CRM, planning, and reporting tools that depend on it, so the same numbers appear everywhere at once.

Feeds the stack

Human in the loop

The agent keeps the data flowing, but it never hides a problem. Broken feeds, stale balances, and accounts needing a client re-authentication are surfaced to the adviser, so no one builds a plan on numbers that quietly went wrong.

Scoped to you

This is a typical account aggregation build. The exact parts are scoped to how your firm runs: which custodians and institutions your clients use, which downstream tools consume the data, and how you want exceptions handled.

See what this would look like built around your portfolio operation.
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Related agents

How it reaches production

Built, run, and owned, one phase at a time

An aggregation setup that works in a demo can still leave broken feeds and stale data across a real book. A scoped brief, a named team, and someone accountable at each stage are what keep this one reliable in production.

Sprint

Scope, fixed price

We map the institutions and feeds in scope, the tools that consume the data, and how exceptions are handled, then return a plan and a price before you commit.

AI Solutions Lead
Build

Built into your environment

Senior engineers build the agent inside your environment, wired into your custodial feeds, aggregation sources, and the CRM, planning, and reporting tools they feed.

AI Systems Lead
Run

Monitored and improved

The agent adapts as institutions change their connections, and we report against the metrics set at scope: accounts connected, feed uptime, data exceptions caught before reporting.

Systems Lead + Engineers
Own

Yours, improving

The system is yours to keep, and it holds the connections steady over time instead of degrading into the broken feeds that plague a set-and-forget aggregation tool.

Your team

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit.

‍ Book a scoping call
How it holds up

Reliable enough to build every plan on

Aggregated data that is quietly wrong is worse than no data at all, because every plan and report inherits the error. What makes this one dependable is the structure around it: how it connects, how it catches breaks, and how it flags what needs a person.

Reviewed by trajectory

Broken feeds never hide

When a connection breaks or a balance goes stale, the agent flags it rather than passing bad data downstream, so a report never shows a number that quietly stopped updating.

Human in the loop

Access without the credential risk

The agent uses direct data connections where they exist, and where a client must re-authenticate, it prepares the request rather than storing logins, avoiding custody exposure.

Tuned over time

It keeps the connections alive

As institutions change how they expose data, the agent is kept current, so feeds keep flowing instead of silently breaking.

Start the build

Give every plan a complete, current picture

A scoping call maps your aggregation sources and the tools they feed, returns what the agent would keep current, and prices the fixed-price Sprint to build it.

Talk to us

Fixed-price AI Systems Sprint. No commitment until scope is confirmed.

What advisers ask before they build

What is an AI meeting prep agent for financial advisors?

It assembles what an adviser needs before every client meeting: recent CRM activity, portfolio changes, plan progress, and open tasks, pulled into one briefing. Tecla builds and operates it inside your environment, so advisers walk in prepared while the advice and the conversation stay theirs.

How is it different from an AI notetaker?

Notetakers work during and after the meeting; this works before it, building the briefing you walk in with. It reads across the CRM, portfolio, and plan, and integrates with whatever notetaker you already run, so the two complement each other.

Does it talk to clients or give advice?

No. It prepares and drafts only. The advice, the judgment, and the client conversation stay entirely with the adviser. Everything it assembles is a starting point the adviser edits and owns.

What does Tecla's meeting prep build cover?

Tecla scopes the build to your firm: which data sources feed the briefing, how the portfolio and plan are summarized, what gets flagged, and how much of the agenda is client-facing. It runs inside your environment on your own CRM and portfolio data.

How is the briefing kept accurate?

Every item in the briefing is sourced back to the record it came from, so an adviser can verify anything before repeating it to a client. The agent surfaces what it found and where; it does not assert what it cannot support.

Where does it sit relative to our CRM and planning tools?

It reads from them rather than replacing them. It connects to the CRM, portfolio, and planning software your advisers already use, pulling their data into one briefing instead of anyone gathering it by hand.

How is client data kept secure?

The agent runs in your environment, integrated with your systems, under your own access rules. Client data stays within the boundaries your firm already answers to, and you own and control the system Tecla operates.

How long does a build take?

It starts with a fixed-price Tecla Sprint that scopes and prices the build before you commit. The Sprint defines the data sources, the briefing format, and how success is measured, so the meeting prep agent that follows fits your firm.

We already have an operations team. Where does it fit?

It takes the repetitive prep off the team, so their time goes to judgment and client work rather than gathering the same information before every meeting. Tecla builds and operates it alongside them.

How do we get started?

A scoping call maps your meeting workflow and returns what the agent would prepare, how success is measured, and the fixed-price Sprint cost. Book a scoping call with Tecla to start.

Have any questions?
Schedule a call to discuss in more detail.
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